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Looking for a low down payment?
FHA financing is still available with less than 5% down.
Get a personalized rate quote today. -
Increase Your Buying Power
with a PreApproval!If you're looking for that perfect home, get approved for the perfect home loan first. Apply Now!
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A Long History. A Bright Future.
With a commitment of retained servicing on 99% of the loans we make, you'll experience our long history of personalized service, trust, and stability long after closing. Come grow with us!
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Check Rates Anytime, Anywhere.
Always on the go? Monitor mortgage rates on your mobile phone. For live rate information 24 hours a day visit us at
cpsibewfcu.mortgagewebcenter.com. -
Nationwide Capability for Your Convenience.
The local service you know with a national reach to satisfy all your home loan needs. Apply Now for wherever you may be headed.
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.875% | 4.031% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.250% | 3.524% | 0.000% |
| 10 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.396% | 0.000% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.750% | 5.109% | 0.000% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 4.671% | 0.000% |
| VA | ||
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.875% | 4.251% | 0.000% |
Rates Quoted Above Include a 1% Origination Fee.
Welcome Home
Welcome to City Public Service/IBEW Federal Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 800-607-3474, option 3.
Keep an eye on rates via email
Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.
Calculators
Use our helpful calculators to help review your financial situation and find the best type of mortgage loan.
City Public Service/IBEW Federal Credit Union (NMLS#786185) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.